The Underwriters Minimum Requirements For Funding Program
| Personal Credit Score | 680+ Experian |
| Credit History | 3 Years History Minimum, No Charge Offs or Collections, Less Than 4 Inquiries the Last 6 Months, No Late Payments Last 10 Months |
| Credit Mix | 3-5 Reporting Lines, No Subprime |
| Utilization | Under 45% on Each Open Line |