The Underwriters Minimum Requirements For Funding Program
| Personal Credit Score | 650+ Experian |
| Credit History | 3 Years History Minimum, No Charge Offs or Collections, Less Than 4 Inquiries the Last 6 Months, No Late Payments Last 10 Months, Bankruptcy Over 4 Years Old |
| Credit Mix | 3-5 Reporting Lines, No Subprime |
| Personal Income | $50,000 Adjusted Gross Income |
| Bank Account | Physical Location – NO online options like Chime |